The Reserve Bank of India (RBI) has mandated all Indian banks to transition their digital banking websites to the exclusive ‘.bank.in’ domain by October 31, 2025, aiming to bolster cybersecurity and enhance public trust in digital banking platforms.
🛡️ Strengthening Digital Banking Security
This directive is a proactive measure to combat the escalating threats of online fraud, phishing attacks, and cybercrimes targeting the financial sector. By adopting the ‘.bank.in’ domain, banks can provide a secure and authenticated online environment, making it easier for customers to identify legitimate banking websites.The RBI’s initiative is part of a broader strategy to enhance the cybersecurity framework within the financial industry, ensuring safer digital transactions and reinforcing consumer confidence.
🏛️ Role of IDRBT and NIXI
The Institute for Development and Research in Banking Technology (IDRBT) has been appointed as the exclusive registrar for the ‘.bank.in’ domain. Operating under the authorization of the National Internet Exchange of India (NIXI) and the Ministry of Electronics and Information Technology (MeitY), IDRBT will oversee the registration process and provide guidance to banks during the migration.
Banks are encouraged to initiate the transition promptly and can contact IDRBT at sahyog@idrbt.ac.in for assistance with registration and technical support.
📆 Migration Timeline
- Directive Issued: February 7, 2025
- Registration Commencement: April 2025
- Migration Deadline: October 31, 2025
The RBI emphasizes the importance of adhering to this timeline to ensure a seamless transition and to fortify the security of digital banking services across the nation.
🔐 Benefits of the ‘.bank.in’ Domain
- Enhanced Security: Reduces the risk of phishing and cyberattacks by providing a verified and exclusive domain for banks.
- Consumer Trust: Assures customers of the authenticity of banking websites, fostering greater confidence in online transactions.
- Regulatory Compliance: Aligns with global best practices for cybersecurity in the financial sector.
The adoption of the ‘.bank.in’ domain represents a significant step towards securing India’s digital financial infrastructure and protecting consumers from cyber threats
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